• Memories of Bohol and the 1990 Killer Quake

    October 19, 2013
    Life & Love
    Who ate my chocolate hills?
    Who ate my chocolate hill?

    It was one of those unplanned trips in 2011 when me and family went to Bohol for a visit. We stayed in my husband’s grandfather’s house in Getafe which is one and a half hours from Tagbilaran City.

    My husband’s grandfather’s house is big and is located in a family compound. The source of water is limited to a well that is at least one kilometer from the old man’s house so water is a luxury in that area. Cellphone signal for Smart subscriber is poor and most of the people at the compound is using Globe. The air is so fresh and clean but humidity is high so my hair easily gets sticky. The beaches in Talibon are not yet well-developed but the place is well-maintained so I have no problem with that. The biggest bonus is the luxury of eating fresh prawns everyday at half the price in Manila!

    Oh, Bohol, I fell in love with you the moment I set foot on you on February 2011! Everybody seemed to be happy and welcoming. It would break my heart to see you ruined if we happen to be given a chance to be back there in 2014. Last Tuesday, an officemate informed me about the earthquake and when I saw the damage through the internet, I checked on my sister-in-law in Cebu if they were safe. (Yes, they were!)

    So far, the earthquake that traumatized me was the 1990 killer quake that hit Central and Northen Luzon. I was alone in the house when I felt the tremor. The first thing that came to my mind was my parents and my brother’s safety. The two-week class suspension then gave me the opportunity to watch all kinds of news about the damage in Baguio, Cabanatuan and Dagupan.

    I can still remember how a young teenage student, whose lower body was trapped under the rubbles, died two days after a brief TV interview. (Talk about the LIVE coverage, huh!) Baguio, a famous tourist destination in the Philippines, was a total wreck! (They managed to bounce back fast; there little traces of the earthquake when I went there in 1994)

    The earthquakes that I experienced in Baguio where more of vertical movements so I didn’t find it alarming at all. But experts said that a vertical movement is more damaging than a horizontal one just like what happened in 1990.

    It’s saddening to lose the centuries-old churches in Bohol which are considered to be tourist attraction because of their historical value. There are roads to repair and citizens to be financially assisted, too. Sagbayan and Carmen, two of Bohol’s tourist destinations are affected so income from tourism is not reliable at this point.

    Baguio was quick to recover because tourism was not just its main source of income. They have well-established universities like University of Baguio, Baguio Colleges Foundation (University of the Cordillera) and Saint Louis University so the place is highly commercial with the influx of students from local and abroad. They have large companies like Texas Instruments and Moog. Aside from the city government’s budget, the likelihood of faster restoration is high for high-profile places.

    The same cannot be said about Bohol where tourism, fishing and agriculture is the main source of livelihood. I hope that donations will reach the affected citizens on time. Yes, Bohol and Cebu can rise again.

  • Typhoon Memories

    October 11, 2013
    Life & Love

    It’s 9:15PM, typhoon Santi looks like it’s gonna give us a hard time tomorrow when it lands on Aurora. Too bad, I won’t enjoy the long weekend that much. Yes, our HR swapped the October 15 holiday to October 14. Maybe there will be a little sunshine on Sunday. Who knows?

    There are good memories that I remember during typhoons. The earliest typhoon memory is when I was only four years old. My father would get out of our house to go to Mama Dely’s (my grandmother’s sister) store to buy two large packs of Kiddie Curlz. Maybe it was his way of comforting us during the gloomy season. Our house was not comfortable to live in during the wet season. Humidity inside the house was high and everything seemed to be wet to the touch. The noisy sounds of frogs were like a group of young kids practicing a song.From where I grew up, the area was the catch basin of Balanga so everything around the house was water. A school of fish was a common sight. When I grew a little older, grade school in particular, I realized that there was nothing cool about typhoons. I hated the dampness inside the house. I hated the improvised walkway from the front door of our house to the gate. If there was something good about the typhoon, it was our little gathering at the living room for small talks because either Mama would not allow us to watch TV due to heavy lightning or there was no electricity. My brother and I would try to scare one another until his jokes would get on my nerves.

    I was a high school freshman at T.Del when the heavy winds embarassed me by lifting up my green skirt to the full view of the people near the Balanga Arcade.

    “So what? I am wearing shorts!” I repeatedly said to the onlookers. Two decades later, I realize that who the hell are they to deserve my explanation? Lol! Maybe I was being conservative two decades ago.

    As if I was not embarassed enough, I was forced to remove my shoes and walk a few meters to our house barefooted. Some schoolmates saw me and teased me about it. Again, two decades later, I realize that who are they to react that way?

    Baguio shocked me with the pestering sound of the typhoon winds. It was similar to the sound of wolves and it scared the hell out of me! Being young and naive, two of my dormmates went to sleep with me at the living room. In the middle of the night, the lady dormmate went back to our room and I was left sleeping beside the male dormmate! Our caretaker saw the two of us sharing a Uratex foam at the living room and she awakened us. Being stubborn and non-malicious, I told her that I was scared to sleep at my room. The caretaker had no choice but join us at the living room to sleep. I did not get her concern then because sleeping beside my male dormmate was nothing to me; he was like a brother.

    Ah, the best typhoon memory in Baguio was when my brother and I got stranded in October 1998.We were running out of grocery and food when a good-natured neighbor gave us a big cabbage. We made that into cabbage soup and we survived one and a half days on that (with rice and fish, of course). My then boyfriend checked us and I cried the moment I saw him! Hahaha! I was so emotionally harassed and I was pining to go home only to be stranded with a little cash left.

    October 2011 (?), election time, I was forced to take the SBMA-Morong route instead of the Layak route because of the floodings in Dinalupihan. It was my first time to see Morong and I appreciated the simplicity of the place.

    Of course, who could ever forget Ondoy? I was supposed to give birth on the 3rd week of September but good thing I had my CS on the 2nd week. When the bridge connecting to Catmon and Patag was disconnected, transportation was paralyzed. We had to walk on a temporary bridge and take a ride from the other side of the bridge. Hassle! Just imagine the pain that I had to endure just to go to the bank because I had to withdraw manually since the ATM’s were not available then.

    Typhoon Santi, please give me a good typhoon memory. Don’t be too harsh on us, please?

  • Pulong ng Buklod

    October 7, 2013
    Life & Love

    buklod presentation

  • Bye-Bye HSBC!

    October 7, 2013
    Career, Finance & Product

    I’m officially out of my credit card debt! No, I did not use my personal money to pay for it. I got a salary loan from SSS (my first time, actually) and made a comparison using three scenarios.

    Okay, so my HSBC card’s outstanding balance is around 30,000 pesos. My goal for 2013 is to zero it. Heck, a 3.5% interest per month on my outstanding balance is just TOO MUCH! I want to stop being a “revolver.” I learned a lot from this credit card debt.
    I compared the three possible sources of my fund.

    Bye-bye HSBC!
    Bye-bye HSBC!

    Scenario A, If I am going to avail of an SSS loan worth PhP 30,000, I will be able to zero out my credit card debt and pay the monthly amortization at PhP 1,385 for two years. At the end of the 24th month, I would have paid PhP33, 240 and the total interest paid would be PhP 3,240.

    Scenario B, if I’m going to pay the same amount (PhP1,385) to HSBC, I would finish my obligation in 38 months and the total amount paid would have been PhP52, 630! The total interest paid would have been PhP22, 630!

    Scenario C, if I will continue paying PhP2,500 per month, I would be debt-free in 15 months but the total amount paid to HSBC would have been PhP37,500. The total interest paid would be PhP7,500.

    I picked Scenario A because of the following reasons:
    1. I’d like to take advantage of SSS’ low interest rate. I wouldn’t feel the PhP692.5 deduction every payday.
    2. I am not willing to pay PhP30,000 upfront. Hello, I can smell the holidays! I don’t want to use my credit card for the holidays. It’s either I won’t spend too much or I won’t spend a single centavo at all. Lol!

    What about you, what is your credit card story?

  • Optimism

    October 2, 2013
    Life & Love
    When rushing to be on TOP becomes the name of the game.
    When rushing to be on TOP becomes the name of the game.

    I got affected by this post http://ryanericsongcanlas.wordpress.com/2013/10/02/everybody-wants-to-rule-the-world/ that is why I’m writing a similar topic about it.

    Most of the people that I know are rushing to make it on TOP even if it means hurting other people along the way. The weaker ones become the scapegoat while the strong and resistant ones become the enemy. I feel like I’m trapped inside a big aquarium full of big and ferocious fishes. The story of Yellow and Stripe on “Hope For The Flowers” is a reflection of what is happening in our society and how we should react to adversities in life.

    I choose to walk on the difficult yet right path and I know that I will chance upon many obstacles before I reach my destination. For a time, I tried to adapt to the other creatures’ standards and it made me doubt my existence even more. In all honesty, the good seed that my parents planted on me triumphed over the norms that I wanted to embrace.

    The problem with nice people is they fail to acknowledge the evilness of people. That bad people are driven by personal desires to conquer and to rise above all. Nice people are easy targets of manipulators and abusers; being nice doesn’t work all the time because there will always be vultures ready to attack.

    A friend told me that he doesn’t have the support of a higher power so being passive is all that he could do. God is my greatest support and He is the HIGHEST power. I don’t expect Him to favor me all the time but I know that He will mediate between me and the people causing me pain. With His healing hands, I know that He will touch the heart of those people. And if that is not possible, I know that He will open new doors of opportunities for me.

    Life doesn’t have to be miserable. Life is too short to think about the negatives. Life is giving me valuable lessons to prepare me for a better future.

  • Megan Young

    October 1, 2013
    That’s Entertainment
    Photo courtesy of Rappler. She's every inch a beauty queen.
    Photo courtesy of Rappler.
    She’s every inch a beauty queen.

    It was 2004 when I first saw Megan Young on TV. She was a contestant of a talent reality search in GMA 7 (Starstruck). An officemate of mine in Olongapo City knew my fascination with showbiz and that was probably the reason why she informed me about her daughter’s not successful audition for Starstruck at SM Pampanga. She asked me to guess who was with her daughter during the audition. I thought that it was somebody from the office. She corrected me by saying that it was Megan Young who was with her daughter on that challenging day.

    Since then, the subject of our discussion was about her beautiful daughters’ interest in joining beauty pageants and showbiz and about Megan Young’s chance at the talent reality search contest. I would often joke about telling her to tell her daughter to tell Megan that I’m her fan.

    Winning the 1st Filipina Miss World last Saturday, Megan gave me the goosebumps! How many times have we expected to bring home the crown since the times of Gloria Diaz, Margie Moran, Melanie Marquez, Precious Lara Quigaman and just recently, Mutya Datul? With Megan, we knew from the start that she was an early favorite and perhaps, expecting her to be on the top 5 would not give us false hopes. But Megan won and I’m sure that her former neighbors and classmates in Olongapo City were very happy and proud of her. She gave them the pride and happiness two weeks after Olongapo suffered from flooding.

    Known for her sincerity, Megan thanked her fellow Filipinos in Tagalog right after being crowned. Myleen Klaas, who’s mother is a Filipina, looked genuinely happy for Megan. Truly, the Filipino pride is evident wherever a person goes and whatever his/her status in life is.

    In these times of the pork barrel scam,MNLF attack in Zamboanga and natural calamities, Megan gave us a breathe of fresh air. Thank you, Megan Young for the 1st blue crown!

  • Balanga Floods

    September 25, 2013
    Life & Love
    (Photo courtesy of FB) I don't have a Venetian dream.=p
    (Photo courtesy of FB)
    I don’t have a Venetian dream.=p

    I received a text message from my father on Monday morning to tell me that once again, rainwater caused flooding in Balanga. Surprised, I confirmed if he meant the most recent flooding in August. I had never experienced frequent flooding in Balanga so a text message like this needed verification. A once-a-year flooding is normal there especially when the typhoon strikes but monsoon rains do not usually cause flooding there; there’s got to be some logical reasons behind the frequent floodings in Balanga, or maybe in most areas in Bataan.
    Oh, floods, it was our way of life back in the 90’s! I am no stranger to small floods because our area is the catch basin of Balanga. Back then, classes were not suspended because as I mentioned, it was just a small flooding. Monsoon rains were not so destructive unlike these days.

    According to the SMA (Systematic Managerial Analysis) principle, if something goes wrong in a product or process, find the drastic change that is implemented to check if it is the root cause of the problem. Government officials must sit down and brainstorm with a consultant about the possible root causes of the flood problem there. A third party who is not affiliated with any government or non-government organizations will better provide an unbiased analysis of the problem.

    The people of Balanga and the rest of Bataan should not accept flooding as a way of life. The loss of life, belongings and even productivity are enough justifications for everyone to demand for improvement.

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