Ang pagnenegosyo daw ay parang sugal; pwede kang manalo o pwede kang matalo. Pwede kang manggulang o pwedeng ikaw ang magulangan. Masarap magnegosyo. Ikaw ang amo ng sarili mo. Ikaw ang CEO, ikaw ang bahala sa direksyon ng negosyo mo. Mali ang persepsyon na habang malaki ang kapital na inilagak mo sa negosyo ay mas malaki rin ang balik ng kita. Sa katunayan, may mga negosyong nagsimula lang sa puhunang PhP 500 na umuunlad talaga.
Tayong mga Pilipino daw ay walang talento sa pagnenegosyo ng gaya sa mga Intsik. Karamihan daw sa mga Pilipinong nagnenegosyo ay nalulugi din.
Paano nga ba maiiwasan ang pagkalugi? Narito ang ilan sa aking maibabahagi.
1. Kung ikaw ay nagnanais magtayo ng maliit na negosyo, halimbawa na lang ang sari-sari store, iwasang kuhanin ang malaking porsyento ng puhunan sa utang lalo’t malaki ang interes na babayaran.
2. Huwag bumili ng mga slow moving items. Halimbawa ulit ang sari-sari store, mas mainam na magsimulang magtinda ng mga basic commodities gaya ng sabon, bigas, asukal, kape, mga sangkap sa panluto at mga patok na chichirya. Ang mga ito ay fast moving items, mabilis ang balik ng puhunan komo ang mga ito ay talagang pangangailangan.
3. Alamin ang iyong market. Wag mong ipagpilitang magtayo ng negosyo sa isang lugar na hindi ito tatangkilikin. Kaya mo bang magsugal ng puhunan at gumastos sa marketing ng produkto mo? Kung hindi, huwag na lang.
4. Iwasan ang pagpapautang. Napakagandang magpautang sa taong marunong magbayad sa takdang panahon. Pero kung kalahati ng kinita mo ay inutang, nangangahulugan din ito na mas malaking pera pa ang kailangan mo para sa dagdag-puhunan. Kung ikaw ay nagsisimula pa lamang, iwasan ang malaking pagpapautang o magkaroon ng kasunduan kung kailan dapat ibalik ang perang inutang.
5. Pumili ng tapat na tauhan. Napakalaking biyaya ang magkaroon ng isang tapat at masipag na tauhan. Ang pagkalugi ng isang negosyo ay dahil din sa kung ano ang kaledad ng tauhan meron kayo. Kinukupitan ba kayo? Tamad bang magtrabaho? May mga tauhan na kahit maayos magpasahod ang amo ay nagagawa pang mandaya sa serbisyo. Kung kaya’t pag nakatagpo kayo ng isang mabuting tauhan, sya ay ituring na kaibigan o kapamilya ng makuha ninyo ang kanyang kumpiyansa.
6. Patuloy na maghanap ng mas mura at de kalidad na raw materials. Magtipid sa kuryente at tubig. Maging masinop sa gamit. Ang operating cost ay isa sa humihila sa negosyo pababa. Dapat nating maibahagi sa ating mga tauhan ang importansya ng COST-SAVINGS.
7. Magkwenta. Ang araw-araw na pagkukwenta ng mga gastusin at kinita ay isang paraan upang mas masubaybayan ang pagkalugi o pagkita ng isang negosyo. Ihiwalay ang personal na pera sa perang kinita sa negosyo.
8. Magkaroon ng direksyon. Halimbawa: Ngayon, ako ay may isang maliit na karinderya na may mga regular na customer na mahigit-kumulang sa 35 kada araw. Anim na buwan mula ngayon, gusto kong magkaroon ng 100 customer kada araw sa pamamagitan ng:
1. pagluluto ng mas maraming putaheng pagpipilian
2. pagiging magiliw sa customer
3. pagma-market ng aking lutuin- maari akong maghatid ng lutong-ulam sa kalapit na opisina kung ang mga nagtatrabaho dun ay mas gustong kumain sa opisina.
Sa madaling salita, importante ang direksyon dahil para itong pangarap na gusto mong matamo.
Toothache sucks! No, I don’t have a dental cavity as I’m very meticulous when it comes to my dental care and hygiene. Three years ago, my dentist recommended to repair my upper molar and did a tooth pasta. The pasta seemed to overflow because my upper and lower teeth didn’t seem to “lock” naturally. So I went back to her a week after and she suggested to redo the filling. This did not solve the problem because that tooth became sensitive to cold liquids and chewing became painful.
Then yesterday morning, three years after the tooth pasta, that tooth became sensitive to hot liquids, too. It was aching the whole day until bedtime; aching as hell!
My friend recommended a good dentist but the clinic is in Olongapo City. An officemate referred a good dentist nearby but I heard that his clinic is usually full of patients/loyal customers.
Mine could be a case of an exposed tooth root. For the meantime, I’m taking mefenamic acid to ease the pain. =(
This Sensodyne commercial is old (try to find it in youtube, dears!) and I wonder if this Dr. Georgia Revilla is the Georgia Escalante that everybody in Tdel knows (well, if you studied in Tdel in the early 90’s, you should know!)
If she really is Georgia, then it’s good to know that she’s still active in making TV commercials. Yeah, this commercial is way back two years ago; my point is, George has been making commercials since college and it’s good to see her still active despite her new profession and civil status.
George, it’s good to see you still fresh and beautiful. You have maintained your schoolgirl charm through the years. =)
Living in the countryside gives me the opportunity to take advantage of nature. Husband and I went to check our workers at our chicharon kitchen which is located at a subdivision which is under development. Both of us were tired from work and we felt that we needed more time management between work and managing our small business. I complained that I always felt robbed of my quality time with the kids and he hinted that he was more pressured to make the business work than me. In the end, both of us were apologetic and agreed that starting up a business requires hard work and patience.
He went inside the kitchen while I waited outside. I was amazed at the number of fireflies flying in the field. I even caught one and thought to bring it home but I changed my mind and freed it.
I can’t imagine myself working in the busy streets of Makati or Ortigas. It’s not that I am not used to live in the big city but I’m fine living and working in the countryside.
Considered to be one of the sensational crimes our country has ever experienced, the Vizconde massacre will continue to make history on the generations to come. And why not? The accused and now convicted rapists-murderers are members of prominent families in Metro Manila with Hubert Webb as the biggest fish of them all. Time is indeed very fast. I was a young girl when this heinous crime happened. It was the headline in People’s Journal then. There were pictures of Carmela, Jennifer and their mom on the front page. Carmela was very pretty. Jennifer was cute. Their mom looked regal. The family was upper middle class.
For someone as young, beautiful and promising as Carmela, someone as lovable as Jennifer and someone as full of life as Mrs. Vizconde, the nation felt a great loss and mourned with Mr. Lauro Vizconde. The first batch of suspects were members of the notorious Akyat-Bahay Gang. I think even Carmela’s boyfriend was invited for some interrogations.
I cannot exactly remember how Hubert Webb came into the picture and how Jessica Alfaro finally spoke up and became the star witness. All I knew was there were great personalities at that time who testified that Hubert was in the States at the time the crime supposedly happened.
Then there was a face off between Mr. Lauro Vizconde and Mr. Freddie Webb about the massacre issue. Was it in Che Che Lazaro’s show? Ah, correct me if I’m wrong, dear readers! Mr. Lauro despite the pain, managed to keep his cool during the face off. Mr. Freddie appeared sympathetic to Mr. Lauro but was so sure that his son could never be the rapist/murderer. The tale of two fathers from opposite perspectives.
It was the trial of the decade and Erap was the president when Hubert and company were found guilty beyond reasonable doubt. The judge gave more weight to Jessica Alfaro’s statement versus the records presented by Hubert’s camp that proved that he was in the States when the crime happened. We thought that it was just a show; that Erap would let Hubert escape after a month. But it never happened.
To date, Hubert’s camp is requesting to revisit the case. I wonder why the NBI did not safekeep the semen samples when they knew from the start that they need to be extra careful on this since the Vizconde massacre is no ordinary case.
It has been two decades and still there is no real peace of mind……
Update as of December 14, 2010:
SC acquits ex-senator’s son in Vizconde massacre
By Tetch Torres
INQUIRER.net
First Posted 11:34:00 12/14/2010
Filed Under: Crime, Crime and Law and Justice
MANILA, Philippines – (UPDATE 2) The Supreme Court acquitted Hubert Webb and five others for the murders of Estrellita Vizconde, and daughters Carmela and Jennifer, its spokesman said Tuesday.
Webb is the son of former senator Freddie Webb.
“The Supreme Court found inconsistencies in the evidence of the prosecution,” lawyer Midas Marquez said on radio.
He said aside from Webb, Antonio “Tonyboy” Lejano, Michael Gatchalian, Hospicio “Pyke” Fernandez, Peter Estrada and Miguel “Ging” Rodriguez and three others were cleared by the high tribunal.
Update: December 15, 2010
http://sc.judiciary.gov.ph/jurisprudence/2010/december2010/176389.htm
The World of Second Chances 