• Stop The Negativity!

    November 11, 2013
    Life & Love
    Source: GMA News
    Source: GMA News

    Sharon Cuneta and Congresswoman Lucy Gomez’ plea for help for the victims of supertyphoon Yolanda in Samar and Leyte received bashing and bickering from some netizens whose motive is to obviously annoy these two personalities. These netizens question Sharon and Lucy’s sincerity and even ask them why giving of donations must be passed to the common people when celebrities and rich people can donate a portion of their wealth to help the victims.

    How sure are they that Sharon, Lucy and some of the rich people DID not donate? Kung sino pa ang walang naiambag, sila pa itong malalakas ang loob mangutya at magsalita!Have they seen the aftermath of typhoon Yolanda in Samar and Leyte? If no, they better watch the news for their information and if yes, OMG, what kind of people are they? Where is their EMPATHY?

    It’s true, people who do not contribute are the ones who whine and bash. They are the types who would shout at a beggar but would not dare to give even a centavo for them. What is wrong if Sharon and Lucy call for a donation? They are famous personalities with followers that they can influence. It’s human nature to give especially if we’re living a more comfortable life than the others.

  • A Change of Style, Perhaps?

    November 6, 2013
    Life & Love

    Oh, this link (http://www.zeibiz.com/2013/11/arnold-clavio-rude-interview-atty-alfredo-villamor-video/) reminds me of rude interviewers that I came across in the past. Good thing, the interview was just done in the privacy of the interviewer’s cubicle where nobody could see or witness how I cringed in disbelief that even professionals could be so unwelcoming and rude!

    Arnold Clavio just hit the fan with his sarcastic and rude interview with one of Janet Lim Napoles’ lawyers. No, I have no sympathy for Janet and the rest of those involved in the PDAF scam but I feel for Atty. Villamor in the way that the interview was mishandled by Arnold Clavio.

    In the first place, it was a case of mistakingly asking a lawyer who’s handling another case (serious illegal detention). Arnold, in his best effort, probably tried to squeeze info about the PDAF case but failed big time because the lawyer wouldn’t speak about a case that he does not handle. This probably triggered Arnold’s rude remarks towards the “tatawa-tawang” lawyer.

    If Arnold thinks that he can get away with his “pa-astig” style just because the majority of us hate Janet Napoles, well, the viewers are intelligent to discern what is respectful from what is rude. Arnold, you are a respected public figure. You should at least act like one to continue to earn the trust and viewership of the people supporting the station that you are working for.

  • Season of Split Up

    October 25, 2013
    That’s Entertainment
    Ouch! That hurts!
    Ouch! That hurts!

    What do Angel Locsin and Philyounghusband, Miranda Kerr and Orlando Bloom, Jennylyn Mercado and Luis Manzano, Cristine Reyes and Derek Ramsey, Miley Cyrus and Liam Hemsworth, Sheree and Gian Magdangal, LJ Reyes and Paulo Avelino, Sunshine Cruz and Cesar Montano, Claudine Baretto and Raymart Santiago and Nikki Gil and Billy Crawford have in common? Yeah right, these couples are no longer together. What’s with 2013? This year must be a year of split ups.

    One day you see these couple acting sweet and the next day, their love for each other is gone. I don’t believe in the “it’s a mutual decision to end our relationship” press release. In the first place, I never believed that love stands on a fulcrum; one of the couple will love more and give more while the other will love less and receive more. In ending a relationship, one will definitely do the first move and the other one will just agree but ending the relationship does not necessarily mean that it is a mutual decision. From the point of view of the initiator, declaring it as a mutual decision will probably ease all guilt feelings while from the receiver’s perspective, it’s like putting on a brave front.

    In the case of Paulo and LJ, Orlando and Miranda, Raymart and Claudine and Cesar and Sunshine, the split up becomes complicated when there are children involved. Maybe the separation will not be traumatic to first two pairs’ children mentioned because they seem to be working on being civil with each other but the last two pairs look like they need to raise the white flag, if only for the sake of their offsprings.

    Ah, love is really magical. Just when you thought that you have found the right partner and live with him/her, love slips away the moment you realize that there’s nothing really special about your other half. Love is magical and blinding in the sense that you need to dissect it a little deeper for you to take hold of it once more. That is why love is said to be accepting, hence, learning to love a person at his worst.

    Love is about loyalty, very simple. There would be a thousand colors in the spectrum but I would always choose celadon green to be my favorite color, yeah, the most special one. The problem with committed couples is, they can’t decide which color to pick on.

  • Memories of Bohol and the 1990 Killer Quake

    October 19, 2013
    Life & Love
    Who ate my chocolate hills?
    Who ate my chocolate hill?

    It was one of those unplanned trips in 2011 when me and family went to Bohol for a visit. We stayed in my husband’s grandfather’s house in Getafe which is one and a half hours from Tagbilaran City.

    My husband’s grandfather’s house is big and is located in a family compound. The source of water is limited to a well that is at least one kilometer from the old man’s house so water is a luxury in that area. Cellphone signal for Smart subscriber is poor and most of the people at the compound is using Globe. The air is so fresh and clean but humidity is high so my hair easily gets sticky. The beaches in Talibon are not yet well-developed but the place is well-maintained so I have no problem with that. The biggest bonus is the luxury of eating fresh prawns everyday at half the price in Manila!

    Oh, Bohol, I fell in love with you the moment I set foot on you on February 2011! Everybody seemed to be happy and welcoming. It would break my heart to see you ruined if we happen to be given a chance to be back there in 2014. Last Tuesday, an officemate informed me about the earthquake and when I saw the damage through the internet, I checked on my sister-in-law in Cebu if they were safe. (Yes, they were!)

    So far, the earthquake that traumatized me was the 1990 killer quake that hit Central and Northen Luzon. I was alone in the house when I felt the tremor. The first thing that came to my mind was my parents and my brother’s safety. The two-week class suspension then gave me the opportunity to watch all kinds of news about the damage in Baguio, Cabanatuan and Dagupan.

    I can still remember how a young teenage student, whose lower body was trapped under the rubbles, died two days after a brief TV interview. (Talk about the LIVE coverage, huh!) Baguio, a famous tourist destination in the Philippines, was a total wreck! (They managed to bounce back fast; there little traces of the earthquake when I went there in 1994)

    The earthquakes that I experienced in Baguio where more of vertical movements so I didn’t find it alarming at all. But experts said that a vertical movement is more damaging than a horizontal one just like what happened in 1990.

    It’s saddening to lose the centuries-old churches in Bohol which are considered to be tourist attraction because of their historical value. There are roads to repair and citizens to be financially assisted, too. Sagbayan and Carmen, two of Bohol’s tourist destinations are affected so income from tourism is not reliable at this point.

    Baguio was quick to recover because tourism was not just its main source of income. They have well-established universities like University of Baguio, Baguio Colleges Foundation (University of the Cordillera) and Saint Louis University so the place is highly commercial with the influx of students from local and abroad. They have large companies like Texas Instruments and Moog. Aside from the city government’s budget, the likelihood of faster restoration is high for high-profile places.

    The same cannot be said about Bohol where tourism, fishing and agriculture is the main source of livelihood. I hope that donations will reach the affected citizens on time. Yes, Bohol and Cebu can rise again.

  • Typhoon Memories

    October 11, 2013
    Life & Love

    It’s 9:15PM, typhoon Santi looks like it’s gonna give us a hard time tomorrow when it lands on Aurora. Too bad, I won’t enjoy the long weekend that much. Yes, our HR swapped the October 15 holiday to October 14. Maybe there will be a little sunshine on Sunday. Who knows?

    There are good memories that I remember during typhoons. The earliest typhoon memory is when I was only four years old. My father would get out of our house to go to Mama Dely’s (my grandmother’s sister) store to buy two large packs of Kiddie Curlz. Maybe it was his way of comforting us during the gloomy season. Our house was not comfortable to live in during the wet season. Humidity inside the house was high and everything seemed to be wet to the touch. The noisy sounds of frogs were like a group of young kids practicing a song.From where I grew up, the area was the catch basin of Balanga so everything around the house was water. A school of fish was a common sight. When I grew a little older, grade school in particular, I realized that there was nothing cool about typhoons. I hated the dampness inside the house. I hated the improvised walkway from the front door of our house to the gate. If there was something good about the typhoon, it was our little gathering at the living room for small talks because either Mama would not allow us to watch TV due to heavy lightning or there was no electricity. My brother and I would try to scare one another until his jokes would get on my nerves.

    I was a high school freshman at T.Del when the heavy winds embarassed me by lifting up my green skirt to the full view of the people near the Balanga Arcade.

    “So what? I am wearing shorts!” I repeatedly said to the onlookers. Two decades later, I realize that who the hell are they to deserve my explanation? Lol! Maybe I was being conservative two decades ago.

    As if I was not embarassed enough, I was forced to remove my shoes and walk a few meters to our house barefooted. Some schoolmates saw me and teased me about it. Again, two decades later, I realize that who are they to react that way?

    Baguio shocked me with the pestering sound of the typhoon winds. It was similar to the sound of wolves and it scared the hell out of me! Being young and naive, two of my dormmates went to sleep with me at the living room. In the middle of the night, the lady dormmate went back to our room and I was left sleeping beside the male dormmate! Our caretaker saw the two of us sharing a Uratex foam at the living room and she awakened us. Being stubborn and non-malicious, I told her that I was scared to sleep at my room. The caretaker had no choice but join us at the living room to sleep. I did not get her concern then because sleeping beside my male dormmate was nothing to me; he was like a brother.

    Ah, the best typhoon memory in Baguio was when my brother and I got stranded in October 1998.We were running out of grocery and food when a good-natured neighbor gave us a big cabbage. We made that into cabbage soup and we survived one and a half days on that (with rice and fish, of course). My then boyfriend checked us and I cried the moment I saw him! Hahaha! I was so emotionally harassed and I was pining to go home only to be stranded with a little cash left.

    October 2011 (?), election time, I was forced to take the SBMA-Morong route instead of the Layak route because of the floodings in Dinalupihan. It was my first time to see Morong and I appreciated the simplicity of the place.

    Of course, who could ever forget Ondoy? I was supposed to give birth on the 3rd week of September but good thing I had my CS on the 2nd week. When the bridge connecting to Catmon and Patag was disconnected, transportation was paralyzed. We had to walk on a temporary bridge and take a ride from the other side of the bridge. Hassle! Just imagine the pain that I had to endure just to go to the bank because I had to withdraw manually since the ATM’s were not available then.

    Typhoon Santi, please give me a good typhoon memory. Don’t be too harsh on us, please?

  • Pulong ng Buklod

    October 7, 2013
    Life & Love

    buklod presentation

  • Bye-Bye HSBC!

    October 7, 2013
    Career, Finance & Product

    I’m officially out of my credit card debt! No, I did not use my personal money to pay for it. I got a salary loan from SSS (my first time, actually) and made a comparison using three scenarios.

    Okay, so my HSBC card’s outstanding balance is around 30,000 pesos. My goal for 2013 is to zero it. Heck, a 3.5% interest per month on my outstanding balance is just TOO MUCH! I want to stop being a “revolver.” I learned a lot from this credit card debt.
    I compared the three possible sources of my fund.

    Bye-bye HSBC!
    Bye-bye HSBC!

    Scenario A, If I am going to avail of an SSS loan worth PhP 30,000, I will be able to zero out my credit card debt and pay the monthly amortization at PhP 1,385 for two years. At the end of the 24th month, I would have paid PhP33, 240 and the total interest paid would be PhP 3,240.

    Scenario B, if I’m going to pay the same amount (PhP1,385) to HSBC, I would finish my obligation in 38 months and the total amount paid would have been PhP52, 630! The total interest paid would have been PhP22, 630!

    Scenario C, if I will continue paying PhP2,500 per month, I would be debt-free in 15 months but the total amount paid to HSBC would have been PhP37,500. The total interest paid would be PhP7,500.

    I picked Scenario A because of the following reasons:
    1. I’d like to take advantage of SSS’ low interest rate. I wouldn’t feel the PhP692.5 deduction every payday.
    2. I am not willing to pay PhP30,000 upfront. Hello, I can smell the holidays! I don’t want to use my credit card for the holidays. It’s either I won’t spend too much or I won’t spend a single centavo at all. Lol!

    What about you, what is your credit card story?

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